Best Mortgage Lenders in Ohio: Top-Rated Options and Rates

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Best Mortgage Lenders in Ohio

Buying a home is an exciting milestone in anyone’s life. However, securing a mortgage can be a daunting process. To simplify your journey, we have compiled a list of the best mortgage lenders in Ohio. These lenders have a proven track record of offering competitive rates, excellent customer service, and a seamless mortgage experience.

1. Quicken Loans

Quicken Loans is the largest online mortgage lender in the United States and is known for its exceptional customer service. With a wide range of loan options and competitive rates, they provide a convenient and efficient mortgage process. Quicken Loans also offers Rocket Mortgage, their digital lending platform, which allows borrowers to complete the entire mortgage application online.

2. Chase

Chase is a well-established, national bank that offers a variety of loan programs to meet the needs of their customers. With a strong presence in Ohio, Chase provides competitive rates and a simple online application process. They also have a wide network of branches throughout the state, making it easy to access in-person assistance if needed.

3. Third Federal Savings and Loan

Third Federal is a local Ohio lender that focuses on providing a personalized mortgage experience. They offer a variety of loan options, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo loans. Third Federal also stands out for their low closing costs and commitment to customer satisfaction.

4. Huntington National Bank

Huntington National Bank is a regional bank headquartered in Ohio. They have a strong reputation for their mortgage lending services, offering competitive rates and flexible loan programs. With a dedicated team of loan officers, Huntington National Bank provides personalized support throughout the mortgage process.

5. KeyBank

KeyBank is another reputable lender in Ohio, offering a wide range of mortgage options to meet the needs of diverse borrowers. They provide competitive rates, flexible terms, and excellent customer service. KeyBank also offers resources and tools to help borrowers understand the mortgage process and make informed decisions.

6. Fifth Third Bank

Fifth Third Bank is a major regional bank that operates in Ohio and other states. They offer a variety of mortgage programs, including conventional loans, FHA loans, and VA loans. Fifth Third Bank provides competitive rates and a convenient online application process. They also have several branches throughout Ohio, making it easy to access in-person assistance.

7. Union Home Mortgage

Union Home Mortgage is a local Ohio lender that prides itself on providing personalized and attentive service to its customers. They offer a variety of loan options, including conventional, FHA, and VA loans. Union Home Mortgage has a team of experienced loan officers who guide borrowers through the mortgage process and help find the best loan solution.

8. US Bank

US Bank is a national bank that operates in Ohio and other states. They offer a range of mortgage programs, including conventional, jumbo, and government-backed loans. With competitive rates and a straightforward application process, US Bank is a reliable choice for Ohio homebuyers. They also have online tools and resources to assist borrowers in navigating the mortgage process.

9. CrossCountry Mortgage

CrossCountry Mortgage is a nationwide lender with a strong presence in Ohio. They offer a variety of loan programs, including conventional, FHA, and USDA loans. CrossCountry Mortgage is known for its efficient and transparent mortgage process. They prioritize customer satisfaction and strive to make homeownership an achievable goal for all individuals.

10. Dollar Bank

Dollar Bank is a local Ohio lender that has been serving the community for over 165 years. They offer a range of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans. Dollar Bank is committed to providing personalized service and competitive rates to its customers.

When choosing a mortgage lender in Ohio, it’s important to consider factors such as interest rates, loan programs, customer service, and overall reputation. The lenders mentioned above have proven themselves in these areas and have been recognized for their excellence in the mortgage industry.

Remember to thoroughly research and compare lenders to find the best fit for your specific needs. Owning a home is a significant investment, and finding the right mortgage lender is a crucial step towards making your dreams a reality.

Frequently Asked Questions For Best Mortgage Lenders In Ohio: Top-rated Options And Rates

What Are The Best Mortgage Lenders In Ohio?

Finding the best mortgage lenders in Ohio can be a daunting task. However, some reputable names in the industry include Quicken Loans, U. S. Bank, and Huntington Bank. They offer competitive rates and favorable terms to help you achieve your homeownership goals.

How Can I Compare Mortgage Lenders In Ohio?

To compare mortgage lenders in Ohio, consider factors such as interest rates, loan terms, closing costs, customer reviews, and the level of customer service provided. Gathering multiple quotes and conducting thorough research will help you make an informed decision.

What Types Of Mortgages Do Lenders In Ohio Offer?

Mortgage lenders in Ohio typically offer various types of mortgages, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, USDA loans, and VA loans. Each type has its own set of requirements and benefits, so it’s important to choose one that suits your financial situation and goals.

How Can I Qualify For A Mortgage Loan In Ohio?

Qualifying for a mortgage loan in Ohio requires meeting certain criteria such as having a good credit score, a stable income, and a low debt-to-income ratio. Lenders will also consider factors such as your employment history and the amount of down payment you can provide.

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