Can I Add My Spouse to My Mortgage Without Refinancing? Marriage is a beautiful union, and often individuals may wish to add their spouse to their existing mortgage. However, it often raises a common question: can I add my spouse to my mortgage without refinancing? Let’s explore the possibilities and considerations involved in this situation.…
What Happens If One Person on a Mortgage Files Bankruptcy Getting a mortgage is a significant financial commitment. It usually involves multiple parties who share the responsibility of repaying the loan. However, life is unpredictable, and sometimes one person on a mortgage may face financial difficulties, leading them to consider filing for bankruptcy. This raises…
Why Did My Mortgage Go Up $300 Dollars If you recently noticed an increase in your mortgage payment of $300, you might be wondering what caused this sudden change. It is essential to understand the factors that contribute to the fluctuation in mortgage payments to make informed financial decisions. This article will outline some common…
Can You Be a Real Estate Agent And Mortgage Broker Have you ever considered a career in the real estate industry? If so, you might have come across the terms “real estate agent” and “mortgage broker” during your research. These two professions play integral roles in the buying and selling of properties, but can one…
Best Home Mortgage Refinance Companies Are you considering refinancing your home mortgage? It can be a great financial decision if you find the right company to work with. In this article, we will discuss some of the best home mortgage refinance companies that can help you save money and achieve your financial goals. 1. Quicken…
Not on the Mortgage But on the Deed When it comes to buying a property, there are many legal terms and agreements to understand. Two commonly confused terms are “mortgage” and “deed.” While they may seem similar, they have distinct meanings and implications for property ownership. Understanding the Mortgage A mortgage is a loan taken…
Mortgage Rates and Your 800 Credit Score Are you planning to purchase a new home? One crucial factor to consider when applying for a mortgage is your credit score. Your credit score plays a significant role in determining the interest rate you can qualify for. With an excellent credit score of 800 or higher, you…
What Do Mortgage Brokers Look for on Bank Statements When applying for a mortgage, it’s common for lenders to request bank statements from the past few months. But have you ever wondered what mortgage brokers actually look for on these bank statements? In this article, we will explore the key elements that mortgage brokers consider…
2 Million Dollar Mortgage Payment If you’ve ever wondered what it would be like to make a 2 million dollar mortgage payment, you’re not alone. The idea of paying off such a substantial loan may seem overwhelming, but with careful planning and financial management, it is indeed possible to navigate this daunting task. Understanding the…
Banks Switching Currency in Mortgage Contract When it comes to obtaining a mortgage, it is important to carefully review all the terms and conditions mentioned in the contract. One particular clause that has caught the attention of many homeowners recently is the practice of banks switching currency in the mortgage contract. Imagine this scenario: you…