How Much to Unmortgage Monopoly : Top Strategies for Financial Freedom




As an affiliate, we may earn a commission from qualifying purchases. We get commissions for purchases made through links on this website from Amazon and other third parties.

How Much to Unmortgage Monopoly – A Comprehensive Guide

Monopoly is a classic board game that has been enjoyed by families and friends for generations. One key element of the game is the concept of mortgaging properties. When a player is in need of cash, they can choose to mortgage a property to receive some immediate funds. However, mortgaged properties cannot be developed or earn rent until they are unmortgaged.

Understanding Unmortgaging in Monopoly

Unmortgaging a property in Monopoly involves paying off the mortgage amount and any additional interest that may have accrued. To determine the exact cost of unmortgaging, it is important to know the mortgage value of the property. The mortgage value is always half of the property’s original purchase price.

For example, if the original purchase price of a property is $200, then the mortgage value would be $100. To unmortgage the property, the player must pay $100 plus an additional 10% interest fee.

Calculating the Unmortgage Cost

Calculating the exact cost to unmortgage a property can be a bit tricky, but here’s a step-by-step guide:

  1. Find the mortgage value of the property, which is always half of the original purchase price.
  2. Add a 10% interest fee to the mortgage value to determine the total cost of unmortgaging.

Let’s take a look at a few examples to make things clearer:

Example 1: Baltic Avenue

Baltic Avenue is one of the cheapest properties in Monopoly, with a purchase price of $60. To unmortgage it, the steps would be as follows:

  1. Mortgage value: $30 (half of $60)
  2. Total cost to unmortgage: $30 + $3 (10% of $30) = $33

So, it would cost $33 to unmortgage Baltic Avenue.

Example 2: Park Place

Park Place is one of the most expensive properties in Monopoly, with a purchase price of $350. The steps to unmortgage it would be:

  1. Mortgage value: $175 (half of $350)
  2. Total cost to unmortgage: $175 + $17.50 (10% of $175) = $192.50

Therefore, it would cost $192.50 to unmortgage Park Place.

Additional Considerations

It’s important to note that in Monopoly, a player can choose to unmortgage multiple properties at once. In this case, the total cost would be the sum of the individual costs to unmortgage each property.

Furthermore, if a property has been improved with houses or hotels, the player must first sell these developments back to the bank before unmortgaging the property. The player will then receive half of the purchase price for each house or hotel sold.

Frequently Asked Questions On How Much To Unmortgage Monopoly : Top Strategies For Financial Freedom

How Much Does It Cost To Unmortgage A Property In Monopoly?

To unmortgage a property in Monopoly, the cost is typically the original mortgage value of the property plus an additional 10% interest.

What Happens When You Unmortgage A Property?

Unmortgaging a property in Monopoly allows you to regain ownership and control over the property, and you can start collecting rent from other players who land on it.

Is It Worth It To Unmortgage Properties In Monopoly?

Unmortgaging properties in Monopoly can be beneficial because it increases your potential income and gives you more assets to use strategically in the game. However, it depends on your overall game plan and financial situation.

Can You Unmortgage Multiple Properties At Once In Monopoly?

Yes, you can unmortgage multiple properties at once in Monopoly as long as you have enough funds to cover the mortgage values and interest for each property.


Unmortgaging properties in Monopoly is an essential aspect of the game. By following the steps and calculations outlined in this guide, players can determine exactly how much it will cost to unmortgage their properties and get back into the game. So, next time you find yourself in need of cash, remember to carefully consider the cost of unmortgaging before making a decision!

About the author

Leave a Reply

Your email address will not be published. Required fields are marked *

Latest posts

  • Pay off Mortgage Or Student Loans : Making the Smart Financial Choice!

    Pay off Mortgage or Student Loans When it comes to managing your finances, one of the biggest decisions you may face is whether to pay off your mortgage or student loans first. Both debts can weigh heavily on your budget and overall financial well-being. In this article, we’ll explore the factors to consider when making…

    Read more

  • Mortgage Payment Lost in Mail : Avoiding Financial Stress

    Mortgage Payment Lost in Mail Have you ever experienced the frustration and anxiety of a lost mail containing your mortgage payment? It can be a stressful situation, but fear not! In this article, we will discuss what to do if your mortgage payment is lost in the mail and how to prevent this issue in…

    Read more

  • Can I Change Mortgage Companies Without Refinancing: Insider Tips

    Can I Change Mortgage Companies Without Refinancing When it comes to your mortgage, it’s natural to want the best deal possible. As an homeowner, you may find yourself wondering if you can change mortgage companies without going through the lengthy and expensive process of refinancing. Well, the good news is that it is indeed possible…

    Read more