In Monopoly Can You Buy a Mortgaged Property? Discover the Power Move!




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In Monopoly Can You Buy a Mortgaged Property

Monopoly, the classic board game loved by many, is known for its strategic gameplay and exciting property investment opportunities. One common question that arises during gameplay is whether it’s possible to buy a mortgaged property. In this article, we will delve into this topic and provide you with the answer.

Understanding Mortgage in Monopoly

Firstly, let’s start by understanding what a mortgage is within the context of Monopoly. In the game, when a player owns a property, they have the option to mortgage it. This means that the player can take a loan from the Bank, placing a mortgage marker on the property. By mortgaging a property, the player receives a cash infusion equal to half of the property’s purchase price.

However, mortgaging a property also brings a downside. The player can no longer collect rent from that property until it’s fully paid off. To remove the mortgage, the player must pay the mortgage value plus an additional 10% interest. Once the mortgage is cleared, the property becomes rentable again.

Can You Buy a Mortgaged Property?

Now, let’s address the burning question: Can you buy a mortgaged property in Monopoly? The simple answer is no. According to the official rules of Monopoly, players cannot buy properties that are currently mortgaged.

This rule is in place to maintain fairness and balance in the game. Allowing players to purchase mortgaged properties could create an unfair advantage, as it would enable players to acquire valuable assets at a discounted price. Additionally, it would reduce the motivation for players to pay off their mortgages since they could simply sell the property instead.

Option to Unmortgage

Although you cannot directly purchase a mortgaged property from another player, there is an option to “unmortgage” a property you own. As the property’s owner, you have the right to pay off the mortgage and reclaim full control over the property.

Unmortgaging a property involves paying the mortgage value plus an additional 10% interest. Once the full payment is made, the property is no longer mortgaged, and you can once again collect rent from it, trade it with other players, or develop it with houses and hotels.

Strategies for Dealing with Mortgaged Properties

In Monopoly, strategic thinking is crucial for success. When it comes to mortgaged properties, there are a few strategies you can consider:

  1. Hold onto the Property: If you mortgage a property you own, it might be a wise move to hold onto it rather than selling it. This way, you can maintain control and have the option to unmortgage it later.
  2. Negotiate a Deal: If you’re interested in acquiring a mortgaged property owned by another player, you can propose a deal. Negotiate a fair agreement that benefits both parties, allowing you to unmortgage the property and start earning rent.
  3. Manage Your Finances: Keep track of your cash flow and plan your mortgage payments strategically. Clearing mortgages and gaining control of properties can give you a significant advantage in the game.

Frequently Asked Questions On In Monopoly Can You Buy A Mortgaged Property? Discover The Power Move!

Can You Buy A Property That Is Mortgaged?

Yes, you can buy a mortgaged property from another player in Monopoly. However, you take on the mortgage along with the property’s ownership.

What Happens To The Mortgage When You Buy A Property?

When you buy a mortgaged property, you assume the responsibility for the mortgage. You must immediately pay the bank the mortgaged amount or pay 10% interest per annum.

Can You Pay Off A Mortgage On A Property You Just Bought?

Yes, after buying a mortgaged property, you can immediately pay off the mortgage and gain full ownership without waiting until your next turn.

Are There Any Benefits To Buying A Mortgaged Property?

Buying a mortgaged property can give you leverage when making deals with other players, as they may be more open to trade when burdened by mortgages.


In summary, the official rules of Monopoly do not permit the purchase of mortgaged properties. However, as a property owner, you have the option to unmortgage your own properties by paying off the mortgage value plus interest. Strategically managing your properties and mortgages can greatly impact your success in the game. Remember, Monopoly is all about strategy, negotiations, and smart financial decisions!

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