What Does Mortgage Mean on Monopoly? Discover the Hidden Financial Strategy!




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Understanding Mortgage on Monopoly

Welcome to the world of Monopoly, the popular board game enjoyed by millions around the globe. If you’re new to the game, the term “mortgage” may seem a bit confusing at first, but fear not! We’re here to break it down for you. So, what does mortgage mean on Monopoly?

The Basics of Mortgage

When you land on a property in Monopoly and decide not to purchase it, the property goes up for auction. If no one decides to buy it, the property remains unsold. However, if you do choose to buy the property but lack the funds, you have the option to mortgage other properties you own to raise the required cash.

How Mortgage Works

Let’s say you need $200 to purchase a property, but you only have $100. You can mortgage one or more of the properties you own to make up the difference. By mortgaging a property, you essentially use it as collateral to receive a loan from the bank. In Monopoly, mortgaging a property means that you’ll receive half of its value from the bank, but you can’t collect rent on that property until the mortgage is paid off.

Benefits of Mortgage

One of the key benefits of mortgage is that it allows you to raise funds quickly to make strategic moves in the game. Whether it’s purchasing valuable properties or paying off a hefty bill to avoid bankruptcy, mortgaging properties can be a game-changer. It gives you the flexibility to stay in the game and continue to pursue your path to victory!

Reversing the Mortgage

If at any point you wish to reverse the mortgage on a property, you must pay the bank the original amount loaned, plus 10% interest. Once the mortgage is lifted, you can once again start collecting rent from that property and fully benefit from its potential income.

Strategic Considerations

When deciding whether to mortgage your properties, it’s important to weigh the pros and cons carefully. While mortgaging can provide immediate cash flow, it also means sacrificing potential rental income from the mortgaged properties. Understanding the current state of the game and your long-term strategy is vital in making the right decision about when and what to mortgage.

Frequently Asked Questions For What Does Mortgage Mean On Monopoly? Discover The Hidden Financial Strategy!

What Is A Mortgage On Monopoly?

A mortgage on Monopoly refers to the act of borrowing money from the bank by using your property as collateral.

How Does A Mortgage Work In Monopoly?

In Monopoly, when you mortgage a property, you receive cash from the bank but cannot collect rent on that property until the mortgage is lifted.

Can You Collect Rent On Mortgaged Properties In Monopoly?

No, when a property is mortgaged in Monopoly, you cannot collect rent from other players until you pay off the mortgage and lift it.

How Do You Lift A Mortgage On A Property In Monopoly?

To lift a mortgage on a property in Monopoly, you must pay the bank its original mortgage value plus 10% interest.


Mortgage is a fundamental aspect of Monopoly that adds a layer of strategy and decision-making to the game. It’s a powerful tool that can help you navigate challenging financial situations and make impactful moves to secure your victory. By understanding how mortgage works and when to use it, you’ll be better equipped to navigate the ups and downs of the game and emerge as the ultimate Monopoly champion!

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